Top

NGRM: ClimateTM

Next generation ground risk assessment.

Ground risk projections from geologists, scientists and engineers


NGRM: ClimateTM provides financial firms undertaking the Biennial Exploratory Scenarios (BES) on climate-related financial risks with an expertly-modelled dataset to understand how ground risk can impact their balance sheet under a changing climate.

Combining geological, soils, mining, coastal erosion, landslide and climate data with UKCP18 emissions scenarios provides granular insight into ground risk distribution and severity at property, land parcel or asset level.

Flexible delivery cloud compyting icon

Flexible delivery

Supplied and integrated to meet bespoke business needs.

Flexible delivery cloud compyting icon

Fully supported

Guidance from the leading UK ground risk modellers.

Flexible delivery cloud compyting icon

Ongoing R&D

Focused on advancing scalable ground risk assessment.

Present day risk modelled against latest climate projections


Soil & geological subsidence

Developed by Dr Tim Farewell, one of the UK’s leading soil scientists.

Terrafirma’s bespoke Ground Dryness Index (GDI) models the impact of spatio temporal patterns of dry ground to calculate where and when subsidence is likely to be an issue.

Coastal erosion & collapse

Inspired by Terrafirma’s award winning Coastal Hazards Module in the Ground Report.

Enhanced mapping of coastal erosion rates, susceptibility, prevalence and severity of coastal collapse events and impact from rising sea levels.

Landslides & slope instability

Designed by respected engineering geologist and slope stability expert Chris Milne.

Susceptibility of slope instability including direction, extents and points of origin is modelled against projected rainfall and severe weather events.

A changing climate will increase risk to property


Weather, climate and the ground are inextricably linked. As climate change brings a greater frequency and intensity of weather extremes, ground instability hazards like subsidence, coastal erosion and landslides will increase.

Today, these hazards cause billions of pounds of damage to property and land in Great Britain and are projected to intensify, negatively impacting the value, saleability and insurability of these assets.

Without expert-led climate-related ground risk information, organisations are making financial decisions today that could prove costly in the future due to an under-informed view of ground risk.

Made possible by the development of Terrafirma’s National Ground Risk ModelTM


The National Ground Risk Model enables scalable, cost-effective and instant analysis of ground risk on all 29 million GB properties, 50 million structures and 30 million land parcels.

A simple risk scoring system across subsidence, mining, coastal erosion and landslides ensures ease of use by professionals across multiple sectors, including banking, insurance, planning, property and the public sector.

For the first time, organisations are able to obtain rapid assessment of all ground risks in their planning, operations and decision making, and minimise potential costly consequences.

National Ground Risk ModelTM

Enables scalable, cost-effective and instant analysis of ground risk on all property, land and infrastructure in the UK.

Take the next step


Arrange a demo

See how the NGRM: ClimateTM can improve decisions about your property, land and infrastructure.

Speak to our specialists

Speak to our ground risk specialists to understand how we can help you understand and minimise your exposure to ground risks.

Learn more about the Terrafirma's ground risk models


Register your interest to receive product and technical information, news of updates, enhancements and upcoming industry-specific releases.

Get NGRM updates

Terrafirma White Font Logo

Across the UK, homes, infrastructure and land are at risk from complex ground hazards that can remain hidden for years. Every day, decisions worth millions of pounds are being made without considering the consequences of these hazards, putting the investments of individuals, families and businesses at risk.

At Terrafirma, we are passionate about improving the understanding of the ground, and the complex ways it interacts with the built environment. Our geologists, soil scientists and mining engineers clearly communicate ground risks through our market-leading reports, expert advice and innovative ground risk models.

Terrafirma exist to ensure people and organisations have access to accurate and understandable information on ground hazards, so they can make informed decisions without needing to be ground risk specialists themselves.